Terms & Conditions

Welcome to the website located at https://carpolicyinminutes.online/index.html . HARTING Deutschland GmbH & Co. KG (“we,” “our,” or “us”) provides this website to you (“you”) contingent upon your agreement to these Terms of Use and Privacy Policy.

By accessing or using the Website or our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, you may not access or use the Website.

This agreement contains an arbitration agreement and class action waiver that waives your right to a court hearing or jury trial.

Third Party Offerings

Our aim is to connect users with insurance brokers, insurance companies, agents, and other insurance professionals (“Service Providers”). We are not an insurance underwriter, agent, or advisor, and we do not endorse any Service Provider.

Acceptance Policy

We reserve the right to decline or further transfer requests at our discretion. Submission of a request does not guarantee acceptance or policy issuance.

Service Providers. You are solely responsible for evaluating Service Providers. We disclaim all liability for services, products, or decisions made by Service Providers.

Important Notice Regarding Consumer Report Practices.

By submitting information, you consent to consumer and credit reports being obtained by Service Providers as permitted by law.

Your Access and Use of the Services

You must be at least 18 years old and a resident of the United States to use this Website. The content is for personal, non-commercial use only.

All Website content is protected by U.S. and international copyright laws. Unauthorized reproduction or distribution is prohibited.

Email, Telephone, and SMS Communication

By providing contact information, you authorize us and Service Providers to contact you via email, phone, SMS, or automated systems, even if you are on a Do Not Call list.

You may opt out by emailing “UNSUBSCRIBE” or replying “STOP” to messages.

You Are Responsible for Your Financial Decisions

We do not provide financial or insurance advice. You are responsible for all decisions made using information obtained from the Website.

No Representation Regarding Third Party Content

We do not guarantee the accuracy or reliability of third-party content or advertisements linked from the Website.

Intellectual Property

All intellectual property rights in the Website and Services belong to HARTING Deutschland GmbH & Co. KG. Unauthorized use of trademarks or content is prohibited.

If you believe your copyright has been infringed, please provide the required notice information to:

  • Your signature
  • Description of the copyrighted work
  • Location of the infringing material
  • Your contact information
  • A good-faith statement
  • A statement made under penalty of perjury

Designated Agent: [email protected]

Disclaimer of Warranties; Limitation of Liability

The Website and Services are provided “as is” without warranties of any kind. To the fullest extent permitted by law, we disclaim all liability.

Electronic Communications

You consent to electronic communications and acknowledge that electronic submissions constitute a legally binding agreement under applicable law.

Miscellaneous

These Terms constitute the entire agreement between you and HARTING Deutschland GmbH & Co. KG. If any provision is found unenforceable, the remaining provisions remain in effect.